You shall be responsible for obtaining the data network access necessary to use the website. Your network's data and rates and fees may apply if you access or use the website from a wireless-enabled device, and you shall be responsible for such rates and fees.
You shall be responsible for acquiring and updating compatible hardware or device necessary to access and use the website and any updates thereto. In addition, the website may be subject to malfunction, maintenance and delays inherent in the use of the Internet and electronic communications.
You shall not upload any images, graphics, photographs, videos or content that is deemed unlawful, offensive, malicious, threatening, libellous, defamatory, obscene or otherwise objectionable or violates any party's intellectual property.
You shall be responsible for keeping your credential information, including your username and password to your YieldFincs Account secure.
You shall not abuse, harass, threaten, impersonate, or intimidate other Users of the website.
You shall be solely responsible for your conduct and any content that you submit, post, and display on the website.
You shall not modify, adapt or hack the website or modify another website so as to imply that it is associated with the website falsely.
You shall not crawl, scrape, or otherwise cache any Content from the website including but not limited to user profiles, images, graphics and photographs. You shall agree not to use any automated data collection methods, data mining, robots, or scraping or any data gathering methods of any kind on the website.
You shall not create or submit unwanted comments or content to any Users of the website. You shall not transmit any malware, worms or viruses or any code of a destructive nature.
You shall not use the website or any of its Contents for advertising or soliciting, for any other commercial, political or religious purpose, or to compete, either directly or indirectly with Yield.
If YieldFincs has reasonable grounds to believe and determine that you have engaged in any use of the website in breach of this Section, YieldFincs may address such breach through an appropriate sanction, in its sole and absolute discretion. Such sanction may include, but is not limited to, making a report to any government, law enforcement, or other authority, without providing any notice to you about any such report; and/or suspending or terminating your access to the YieldFincs Services. YieldFincs may, at its sole and absolute discretion, take any action it deems appropriate to comply with Applicable Laws or the laws of any other relevant jurisdiction. In addition, should your actions or inaction result in the imposition of economic costs to YieldFincs, you shall pay an amount to YieldFincs so as to render YieldFincs whole, including without limitation, the amount of taxes or penalties that might be imposed on YieldFincs.
As electronic services are subject to interruption or breakdown, access to the website is offered on an “as is” and “as available” basis only. We reserve the right to limit the availability of the website to any person, geographic area or jurisdiction we so desire and/or terminate your access to and use of the website, at any time and in our sole discretion. We may, at our sole discretion, impose limits or restrictions on the use you make of the website. Further, for commercial, security, technical, maintenance, legal or regulatory reasons, or due to any breach of these Terms or any of the terms of our Third Party Service Providers, we may withdraw the website or your access to the website at any time and without notice to you.
All remarks, suggestions, ideas, materials or other information provided by you through this website will forever be our property. You acknowledge that you are responsible for any submissions provided through your username or password, and you, not us, have full responsibility for such submissions, including their accuracy, legality, reliability, appropriateness, originality and copyright.
The website and its Content are our property or the property of our licensors and are protected by copyright, trademark, patent and other Applicable Laws.
You are permitted to download and print Content from the website solely for your own personal use or in the course of your business to the extent required to use the services provided on the website. Website Content must not be copied or reproduced, modified, redistributed, used or otherwise dealt with for any other reason without our express written consent
Except where necessary for and incidental to personally viewing the website through your web browser, or as permitted by these Terms, no part of the website may be reproduced, stored (for any period of time) in an electronic or any other retrieval system, modified, adapted, uploaded to a third-party location, framed, performed in public, or transmitted, in any form by any process whatsoever, without our specific prior written consent.
All Users shall apply for a free YieldFincs Account on our website before accessing or using the YieldFincs Services. When you register for a YieldFincs Account, you agree to provide complete and accurate information and documentation which includes your real name, address and email address and confirms your acceptance of these Terms, the Privacy Policy, and other YieldFincs Platform Rules as published from time to time on our website.
If you are an Authorised Representative you represent and agree on behalf of the entity or natural person you represent, that you are fully authorised to execute all documents or otherwise complete our requirements in your stated capacity, you have provided us all documents or other information necessary to demonstrate that authority, and you will provide other documents and complete other requirements as we may require from time to time. You also agree to periodically update your information provided to YieldFincs to maintain the integrity and accuracy of your information. However, at our sole discretion and without liability to you, YieldFincs may refuse to open a YieldFincs Account if your information has been deemed outdated, incomplete or incorrect.
Your personal data will be properly protected and kept confidential in accordance with the terms of our Privacy Policy.
By applying for a YieldFincs Account, you represent and warrant that:
Please note that some products and services may not be available in certain jurisdictions or regions or to certain users. YieldFincs reserves the right to change, modify or impose additional restrictions at its discretion at any time on a specific category of Users.
All information provided by you to YieldFincs for opening a YieldFincs Account shall be used to verify Users’ identity, identify traces of money laundering, terrorist financing, fraud, and other financial crimes through KYC/AML/CFT procedures.
YieldFincs regularly monitors and assesses activities that may constitute a potential breach of laws relating to AML, CFT, sanctions and anti-bribery, and other relevant Applicable Laws and/or international regulations. We shall collect, use, and share information provided by you in accordance with these Terms and our Privacy Policy.
You also authorise us to conduct investigations and agree to our collection of additional information, either directly or through a third-party to verify your identity and/or to protect you and us from any potential financial crimes, and to take necessary actions based on the results of such investigations.
The information we require to verify your identity may include, but is not limited to, your name, date of birth, country of birth, email address, residential address and contact information, username, phone number(s), government identification numbers, government issued documents with the issue and expiry dates and other information collected during the Account registration process. You fully acknowledge and agree that your information may be disclosed to credit bureaus, Third Party Service Providers and/or government agencies for fraud and financial crime prevention screening and upon request to any such agency for legal or administrative purposes by a competent authority or court order.
Once you have registered your account, you must ensure that all information provided to YieldFincs is complete, accurate, and updated in a timely manner when there is any change to the information held by YieldFincs in relation to your account. Should there be any reasonable grounds to believe that the partial or the whole of your information provided to us is incomplete, incorrect or outdated, YieldFincs reserves the right to send you a notice to demand correction, or to directly delete such information and, as the case may be, to terminate all or part of the YieldFincs Services that we provide to you. If YieldFincs cannot reach you using the contact information you have provided to us, you shall be fully liable for any losses or expenses caused to YieldFincs during the use of the YieldFincs Services. You hereby acknowledge and agree that you have the obligation to update all information related to your identity and any other relevant information regarding your account if any change occurs.
In certain instances, whether to establish a business relationship between a User and Yield, to open a YieldFincs Account and/or conclude a transaction on the YieldFincs Platform, Users may be subject to Additional KYC in accordance with provisions of the Applicable Laws and the conditions set out in applicable laws and regulations. In addition, the User agrees that the identity verification, Additional KYC and the YieldFincs Services shall be governed by ASIC.
User’s identity verification and Additional KYC will be unsuccessful in the following circumstances:Notwithstanding the foregoing, the identification of a person and verification of a person’s identity and residential location does not oblige YieldFincs to establish a business relationship or guarantee access to YieldFincs Services. If it is found that the User has intentionally submitted incorrect data which does not correspond to the identity documents provided or there are circumstances that give rise to suspicions of money laundering or terrorist financing, YieldFincs may send a notice to ASIC in accordance with the provisions of the ASIC Anti-Money Laundering and Countering the Finance of Terrorism Act.
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